Master Personal Finance Through Expert Guidance
Learn budget calendar planning from experienced financial educators who understand the Bulgarian market and international best practices
Start Your Learning JourneyMeet Your Financial Mentor
Elena Marcheva, CFA
With over 12 years in financial planning across Sofia's banking sector, Elena brings real-world experience to every lesson. She's helped hundreds of Bulgarian families create sustainable budgeting systems that work with local economic realities.
Elena's approach focuses on practical calendar-based planning that fits busy lifestyles. Her students learn to navigate everything from seasonal expense planning to long-term savings goals.
Choose Your Learning Path
Each program is designed around your current financial knowledge and time availability
Foundation Program
- Budget calendar basics and monthly planning cycles
- Understanding Bulgarian tax calendar for personal finances
- Emergency fund building strategies
- Basic investment timeline planning
- Weekly group sessions with Elena
- Personal budget review sessions
Advanced Planning
- Multi-year financial calendar development
- Seasonal business planning for freelancers
- Property purchase timeline planning
- Retirement and pension optimization
- Investment portfolio calendar management
- One-on-one mentorship sessions
Our Teaching Approach
We believe financial education works best when it's practical, personalized, and connected to real-life situations you'll actually face.
Assessment & Goal Setting
We start by understanding your current financial situation and creating realistic, achievable targets based on your lifestyle.
Calendar System Creation
Build a personalized financial calendar that integrates with your work schedule, family obligations, and seasonal patterns.
Practice & Refinement
Test your systems with guided practice sessions, then adjust based on what works in your daily life.
Ready to Take Control of Your Finances?
Our next enrollment period opens in July 2025. Programs fill quickly because we limit class sizes to ensure personalized attention from Elena and her teaching team.
Applications accepted starting July 15, 2025. Early applicants receive priority placement and access to pre-program preparation materials.